Offered online, on-demand, this course provides a comprehensive, unified text of RMA readings, recorded lectures, video insight from industry leaders, and much more.

Key Knowledge Areas:

Client Diagnostic Kit

1. Client Planning Process—Client planning process, retirement phases, advisors' styles, “gamma," measures of fundedness

2. The Household Balance Sheet—Household balance sheet, financial, social and human capital, start of life-cycle plan

3. Household Cash Flows—Fixed and discretionary expenses, tax-bracket planning, retirement milestones, Medicare and Long-term care, Social Security, pensions, complete life-cycle plan

4. Assessing Retirement Risks—Retiree risk profiles, risk management techniques, floor allocation, probability-based and safety-first strategies

5. Risk Management Allocations—Retirement allocations, withdrawal strategies, time segmentation, retirement policy statements

6. Account Location/Product Selections—Product selection, account location, income annuities

7. Presenting & Monitoring the Plan—Methods for planning, transparent and trustworthy advisory practice, aligning client situation with planning methodology

8. Professional Guidelines—Investments & Wealth Institute’s Code of Professional Responsibility, marks usage, legal and regulatory compliance